ChaCha: Chat, Loan & Payment

ChaCha is an integrated one-stop financial & social life service platform. We provide users with safer, more efficient and more convenient social links, life and financial services. On ChaCha, you can chat with your friends without any scruples, transfer money, recharge and pay bills anytime and anywhere without queuing. We also provide multiple loan options which save you the troubles caused by financial difficulties.

Advantage
ChaCha, with its end-to-end multi-layer encryption, makes chatting, transactions, file and money transfer more secured.
ChaCha provides online payment and recharge service which is available anytime and anywhere, convenient and quick and save you from long queuing.
Free transfer between friends.
ChaCha integrates lending merchants and makes borrowing easier.

What Loan Service We Provide You
Loan Amount: ₦8,000 ~ ₦100,000.
Loan Term: 91～365 days.
Maximum Annual interest Rate (APR) : 25%
Loan interest: from 8% to 25% per annum.
For example, if you apply for a loan of ₦10,000, the term is 91 days and the annual interest rate is 10%. So the daily interest rate=10%/365=0.027%, the interest for 91 days =10,000x10%/365x91= 250, the total repayment amount=10,000+250= 10,250.
Which means that you will get ₦10,000 and should repay ₦10,250 in 91th day, If the loan is processed.
Who can apply
1.20 years old or above
2.With regular source of income
How to apply
1.Download ChaCha App from google play store and install.
2.Register an account with your phone number.
3.Fill in your personal info.
4.Submit loan application, the final result will be shown in the APP.
5.Confirm the loan and submit bank info after it approved, and the loan amount will be disbursed into your wallet.

Security
Loan application process is absolutely secure and safe. ChaCha promises that never share customers' information to anyone without consent.

Our Target
We are aimed at helping users solve more difficulty in life through social link services, payment services, and loan services. We help users break through the limitations of time and space, make their lives easier and more convenient.

Contact us
Customer Service Email: [email protected]
Address: 1 Abiodun Sobajo St, Agidingbi , ikeja，lagos