CoinLoan: Сrypto & Fiat Loans

CoinLoan is a robust and simple ecosystem containing several products and services: cryptocurrency Wallet, Instant Loans, Interest Account, and Crypto Exchange.

CRYPTO WALLET

If you’re looking for a reliable and secure service for holding your assets, CoinLoan is exactly what you need. Our crypto app is a simple yet solid solution for those who want to store their funds in one place. We offer a transparent and smart way to manage your cryptoassets – the CoinLoan Wallet.

What you can do with the CoinLoan Crypto Wallet:

– Easily transfer crypto between your wallets.
– Deposit crypto with no fees; get one free withdrawal per month for ETH and ERC-20 tokens and free withdrawals for other assets.
– Swap, sell, or buy cryptocurrency on our Crypto Exchange.
– Deposit funds to your Interest Account and start earning.
– Borrow crypto or fiat by getting an Instant Loan.

You can deposit Bitcoin, Bitcoin Cash, Litecoin, Polkadot, Monero, Cardano, and other crypto. Please see the full list of available assets:

– Crypto: BTC, ETH, BCH, XRP, WBTC, XLM, PAXG, DOT, LINK, LTC, BNB, XMR, ADA, SOL, and MKR;
– Stablecoins: PAX (USDP), USDT, TUSD, DAI, BUSD, and USDC
– Fiat: EUR, GBP, and USD

Download the app and start funding your Wallet via the most convenient way.

For fiat funds:

– SEPA (for Eurozone residents)
– Wire transfer (for USA residents)
– SWIFT (available worldwide)

For stablecoins:

– ERC-20 network to deposit coin as a token from your other wallet
– Wire transfer to deposit USDC

For crypto:

– Use your crypto wallet to deposit the desired asset on CoinLoan
– For BTC and LTC, we use a modern Bech32 address format
– For XLM deposits, we require a Stellar Lumens Memo
– For XRP deposits, we need a Destination Tag

After making a deposit, you can use our products with one click.

INSTANT LOANS

To get a loan might be a big deal, but we constantly work on making the process as easy as possible for you. With our money loan app, you can get personal loans on favorable terms.

– APR is minimum 4.5% to maximum 11.95%.
– Origination fee is 1%.
– The only thing required is collateral.
– Choose between 20%, 35%, 50%, and 70% LTV.
– Repayment according to a repayment schedule.
– No fees or penalties for early repayment.
– Loan term is from 3 month to 3 years.
– We do not require repayment in full in 60 days or less.
– Borrow money (crypto-to-crypto, crypto-to-fiat, and fiat-to-crypto).

For example, you have 2 BTC and want to make it collateral for your loan in USDT. If 1 BTC = $50,000, and you have $100,000 in total, you can only borrow maximum 70% of that amount, meaning you will get 70,000 USDT at max. Regardless of your chosen LTV loan origination fee will be 1%, or 0,02 BTC. Your total loan cost for 1 year will be 12.95% or 12,950 USDT.

INTEREST ACCOUNT

No more need to sell your coins to profit. Instead, keep your crypto and make it work just by parking the assets on your Interest Account.

– Earn up to 8.2% APY.
– Deposit with no fees.
– Get daily interest for parking cripto and stablecoins.
– Earn crypto on staking CLT.

CRYPTO EXCHANGE
There’s no need to look for the best crypto rates now, as you have the CoinLoan Crypto Exchange.

– 200+ exchange pairs
– Beneficial exchange rates
– Zero fees for deposit

COINLOAN’S MAIN BENEFITS:

– THE ASSETS’ SAFETY: CoinLoan stores your crypto at the certified custodian with $250M insurance coverage. We have a strict access recovery policy, require two-factor authentication, and perform all crypto operations according to Cryptocurrency Security Standard.

– FINANCIAL REGULATION: Our company is a regulated financial institution licensed by the Estonian Intelligence Unit (FVT000114 – Financial services, Providing a virtual currency service, FFA000241 – Financial services, Operating as a financial institution). We take care of the KYC and AML procedures under European and international regulations.