Credit Score Report

Credit score ads your financial report on the performance of the timely payment of your debt, credit card bill, postpaid bill, or any government penalty you paid on a timely basis or not?

CIBIL SCORE | Loan Credit Report

Credit score(क्रेडिट स्कोर) leads your financial report on the performance of the timely payment of your debt, credit card bill, postpaid bill, or any government penalty you paid on timely basses or not?

When you apply for a credit card or a loan, lenders like banks and non banking finance companies check your credit score to see whether you have the ability to repay the credit.
If you have a higher credit score, you are entitled to receive preferential pricing and get discounts on the interest rate.

Disclaimer :

** This app is not an official Credit Score(क्रेडिट स्कोर).
** This app only acts as an interface. All information displayed is loaded from other websites i.e. paisabazaar or cibil etc..
**All the Information & Source taken from Govt Portal and Provide Assistance on Credit Score For More Information Check This Application.
** Neither developer of this app nor software has any association with Any Bank.
** This app does not store any information provided by the user like username/password, etc..

Compare & apply: Comparing and applying for a financial/banking product made quick and easy.
Check Credit score: Check free credit score online.
EMI calculator: Calculate your EMIs with a customized EMI calculator

CreditKaro is an online marketplace for banking and financial products. This app helps you to compare and apply among various financial products like- apply credit cards & personal loans offered by banks and financial institutions in India. The app is loaded with some amazing features which includes EMI calculator, Free credit score check financial news & facts. You can check your credit report on your mobile phone anywhere at any point of time.

FEATURES:
• Credit cards: Choose from the best Credit cards in India.
• Personal loans: Find the best offers on personal loans.
• Home Loans: Check home loan interest rates and get collateral free loans with lowest interest rates.
• Savings account: Choose a reliable savings account from various options that will serve your purpose.
• Demat account: Trade with the best Demat options in the marketplace and open Demat account with us.
• Credit score: Check free credit score online.

credit report is a crucial element nowadays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts, and for that reason they check your credit ratings.

The most important parameter that one must follow is that they must ensure that their credit score is high at all times. The following are the ways you can follow to keep a high credit score:

- Watch the credit card balances. Make the payments on a monthly basis and don’t let it spill over by paying just the minimum amount due. - - You will be charged a heavy interest on the remaining balance.
- Eliminate nuisance balances. If you have credit cards with small balances due, then clear them off at the earliest or transfer it to another existing card. This way you are not polluting your credit report with a lot of balances.
- If you have diligently paid off a debt, then leave the record in your credit report.
This way future lenders will know that you are serious about making a commitment to paying off a loan and you do so in an orderly manner. This makes you an ideal customer.
Why is it important for me to know my credit score?

Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate.