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ID: br.com.creditas.mobile

  • Author:

  • Version:

    Varies with device

  • Update on:

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The description of Creditas - Crédito online


We were born to rid Brazilians of bad debt. You use your car, property or salary and we offer quality credit with low interest rates. With solutions that go far beyond credit, we have become one of the largest lending fintechs in the country.

Download the app and get closer to realizing your plans.

For existing customers:

Control your loan online, fast and easy. In just a few steps, you can check the paid and outstanding installments, track the outstanding balance, request the 2nd copy of slips and simulate a new Creditas loan.

For those who are not yet customers:

Are you ready to take the plans off paper? Use the app or visit the website to find out about Creditas loans and solutions.

🚙 Auto Credits

Loan with vehicle under warranty
It works like a refinance. You use your car as collateral and can claim up to 90% of the amount.

- Interest from 1.49% to 5.28% per month
- Credit from BRL 5 thousand to BRL 150 thousand
- Up to 60 months to pay

Vehicle Financing
Conquer your used car with interest from 1.49% to 5.55% per month and pay in up to 60 months.

Sale or Exchange Car
We buy your current car and help you find another available vehicle.

Car Store
There are several models available in the store for you to find your next vehicle.

🏠 Home Credits

Loan with property as collateral
It's like a mortgage. In real estate refinancing you use your property as collateral and get the lowest interest rates on the market.

- Interest from 1.09% to 2.09% per month
- Credit from BRL 50 thousand to BRL 3 million
- Up to 240 months to pay

💰 Benefits Credits

Private payroll loan
Advantages for employees with a formal contract in associated companies.

- Interest from 1.49% to 6.09% per month
- The minimum payment term is 3 months and a maximum of 60 months
- Credit from BRL 300 to BRL 70 thousand
- Pay with payroll discount
- Total Effective Cost (CET): minimum of 21.11% and maximum of 113.48% per year.

Salary advance
Get paid for the days worked before the month ends, without paying interest.

Credit Store
Parcel purchases with a payroll discount without needing a credit card.

Flexible Benefits Card
All your benefits in one card: mobility, meals, food, culture and health.

More than credit for your accomplishments.

Download the app.

Learn more about our conditions

Our interest rate is calculated according to your financial history and the characteristics of the collateral:

- For vehicle financing, your interest rate can vary from 1.49% to 5.55% per month.

- For a secured car loan, your interest rate can vary from 1.49% to 5.28% per month. With a minimum payment period of 18 months and a maximum of 60 months.

- For loan with property guarantee, your interest rate can vary from 1.09% to 2.09% per month. With a minimum payment period of 60 months and a maximum of 240 months.

Example with Property Collateral - BRL 100,000.00 loan to be paid in 20 years (240 months) - Initial installment of BRL 1,772.24, with an interest rate of 1.59% per month + IPCA, Amortization System Price. CET of 25.34% per annum.

- For private payroll loans, your interest rate can vary from 1.49% to 6.09% per month. With a minimum payment term of 3 months and a maximum of 60 months. Total Effective Cost (CET): minimum of 21.11% and maximum of 113.48% per year.

Example - Loan of R$ 15,000.00 to be paid in 48 months – Total of 48 installments of R$ 737.53. Total amount payable equal to R$ 15,502.37 with an interest rate of 4.05% per month (61.02% per year).

Credits. Solutions to enable your new achievements.
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  • Category

    Finance
  • Get it on:

    Go Google Play br.com.creditas.mobile
  • Requirements:

    Android Varies with device+

Creditas - Crédito online Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2023-03-18
Installs 1.000.000++
File size 33.259.607 bytes
Permissions view permissions
What's new Nesta versão, deixamos a navegação mais rápida com algumas correções que vão aprimorar a experiência de simulação e gerenciamento de crédito, além de ajustes para que os dados fiquem ainda mais seguros.

Mantenha o app atualizado para acompanhar todas as novidades.

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