Mini Loan App Online - Dhanvarsha

Dhanvarsha is an easy to use innovative and flexible personal loan app for salaried professionals who are looking for affordable loans. We also have young professionals who are looking to get loans for the first time and are new to credit. We have made applying online for a personal loan convenient for everyone.
All that is needed from our users is:
• PAN Card
• Aadhar Card
• Proof of ID
• Latest Salaried Bank Account Statement.

Wide Range of Loan Options
Loan Amount: Ranges from INR 5,000 to INR 50,000
Tenure: 62 days to 6 Months*
Rate of Interest: 22% to 36% (Per Annum) depending on the products offered and the credit profile of the customer. **

*The repayment ability and creditworthiness of the customers are critical factors in determining the charges and repayment tenure of the loans.
** In addition, GST will be applicable only on the fee components as per Indian laws.

For Example:
Loan Amount: INR 5,000
Rate of Interest 36%
Tenure: 62 days
Process. Fees + GST: INR 590
Money in Customer’s Account: INR 4410
Repayment after 62 Days: INR 5300
Foreclosure Charges: INR 0


Basic Loan Eligibility Criteria:
• Indian Citizen
• Above 21 years of age
• Minimum salary should be INR 12,500 (take-home amount)
• Pan-India Service

Key features of Dhanvarsha App for flexible personal loan:
• Easy and fast money transfer to your bank
• Low interest rate
• Easy and transparent process
• Zero prepayment charges, you pay only the fixed interest amount.
• Advance salary loan offered at your ease.
• Nominal onboarding and processing fee
• Build Credit History

How is Dhanvarsha Flexible Loan App different from other Personal Loan Apps:
• ZERO pre-closure charges
• Minimal documentation needed from all our users.
• We are completely transparent in our process, so you know what you are paying before approving the loan.
• We approve loans for first time borrowers and salaried customers who draw less than INR 15,000 per month.
If you face any difficulty while using the app:
Write to us at [email protected]
Please Note:
1. Interest range and tenure depend upon the risk profile of the customer and product offer. We only charge penalties if repayments are delayed. GST is applicable as per the laws of India.
2. This app is a brand and product owned and promoted by DFL Technologies Private Limited. DFL Technologies Private Limited is a wholly-owned subsidiary of Dhanvarsha Finvest Limited (an RBI licensed NBFC in India)