Ayo Kenalin

Ayo Kenalin is a digital platform that gives an opportunity for people to offer various services to earn extra income. Ayo kenalin is committed to develop our Agents’ entrepreneurship skill to build an independent professional community.

Here are several services that Agen Ayo Kenalin can offer:
1. Cash funds products such as loans with/or without collateral.
2. Education needs such as schools or universities needs.
3. Business needs such as business digitalization, planting package, and groceries package.
4. BPJS Ketenagakerjaan products

Cash funds products are funded by our financial partners who are all registered in OJK and legally operated in Indonesia with interesting offers:
Choices of period repayment are 3, 6, 9, 12, 18, 24, and 36 months
Interest rate with details:
loans without collaterals 1-3% flat per month
loans with collateral (Vehicle / building certificates) 13-40% flat per year
the maximum APK that our partners offered would be at 50.45%
The repayment scheme would be as follows: If your customers apply for a loan of Rp 10.000.00,- with 6 months period repayment and interest rate of 1% / month, so the repayment is Rp 1.766.667/month with below details:
Rp 10.000.000 (loans) + Rp 600.000 (interests)
Total repayment that has to be paid is Rp 10.600.000,-
Please remember sometimes our partners would charge an admin fees that have to be communicated and explained first to your customers.

Ayo Kenalin always prioritizes security in our services and transactions within our apps. Ayo Kenalin is registered as Financial Technology Organizer (Penyelenggara Teknologi Finansial) in Bank Indonesia. We also partner up with Kaspro, a product of PT Digiasia Bios, as our digital wallet enabler to manage agents’ incentives. With Kaspro features, our Agents can transfer their incentives directly to their bank accounts, do a cash withrawals, and buy other digital products with ease. Of course, Kaspro also has a legal operating license from Bank Indonesia.

All applications that are submitted from our Agents to the apps, whether it is for cash funds products, educational needs, business needs, or BPJS Ketenagakerjaan products will be verified first before we send them out to our related partners which will be informed to Agents through the apps.

If the applications are found to be invalid, or obtained through coercive or illegal means then Ayo Kenalin has the rights to give a sanction to the related Agent.

Let’s join Ayo Kenalin and feel the benefit of partnering with us.