HiMoney

HiMoney is one of the most prominent Instant consumer loan Platform in India which provides consumer loans to young workers in white collar and blue collar services with ticket size ranging from ₹2,000 to ₹15,000 charging low interest fee. It keeps working with official financial institutions, banks, companies and credit bureaus.

At HiMoney, money lending is easy, fast, secure and affordable. No collateral is required and even if you haven't taken a loan before, or don't have a credit card, you can still avail loans with HiMoney.



HiMoney Features:


1. 100% Online (Paperless) Process
2. Minimal Documentation
3. No Credit History Required
4. Multiple Repayment Options



Eligibility:


1. Indian resident

2. Above the age of 18 years

3. Should have monthly source of income



Documents:


1. Address Proof (either of Aadhaar/Passport)

2. Identity Proof (PAN ID)



In some cases,


1. Office ID Card

2. Salary Bank Statement

3. Workplace Email ID



Interest Calculation


1. If the principal amount is ₹2,000 and the interest is 36% per annum; and the tenure is 91 days, then the overall interest payable is ₹2,000 x 36/100 x 91/365 = ₹180 only.



How it works?


Step 1: Install HiMoney App from the Play Store

Step 2: Register through your Facebook account

Step 3: Fill in your basic details to check first level eligibility

Step 4: Upload KYC documents (ID & Address Proof) & fill in more details for online verification

Step 5: After Profile Confirmation, Select Required Amount & E-sign Agreement to Avail Loan

Step 6: Amount is disbursed to your Bank Account



Why Personal Loan from HiMoney?


1. It could be to gift your loved one, or a case of medical emergency for anyone in your family, or a discount sale going on which you don’t want to miss out on. Situations and opportunities don’t come with a notification, so HiMoney stands with you in those times for you to do the needful.

2. Availing the Instant Personal Loan Online from HiMoney and repaying back on time regularly will improve your Credit Score. This will help you avail bigger loans from banks (home loan, car loans, education loans etc.) at a much better interest rate.



Security:


Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.



Contact Us:


1. You may contact [email protected] or send feedback via Help in app.