Description of Instant EMI Shopping, Personal Loan app - Kissht APK
Example of Quick Personal Loan (for both individual and group loan):
Loan amount: Rs. 30,000
Tenure: 12 months
Interest Rate: 18% per annum
Processing Fee (incl. GST): Rs. 750 (2.5%)
Total Interest: Rs. 3,005
EMI: Rs. 2,750
Kissht is India’s quickest credit loan app where one can avail EMI without credit card for online purchase of your favorite products and also a revolving line of credit at low-interest rate with zero collateral. All credit loans approved by NBFCs registered with RBI and communicated to users during online loan application.
✅Personal loan and Line of credit for salaried and self-employed above 21 years of age. Minimum salary = ₹12,000 for quick loan approval
Types of Personal Loans offered by Kissht loan app
1. Online Shopping Purchase Loan: Shop online from our partners like Flipkart, Amazon, Samsung on EMIs and avail finance for shopping vouchers on India's fastest shopping loan app. Repay in 3 to 24 months with APR between 14% and 24%.
2. Quick Personal Loan: Kissht loan app offers quick personal loans for salaried & self-employed. Offered to both individuals and group. The loan amount ranges from Rs. 5,000 to Rs.1,00,000/- with tenure from 3 to 15 months, based on the individual's credit profile and APR is between 16% and 26%.
3. Revolving line of credit upto 2 years: Kissht is one of India's fastest credit line app where customer can repay and reuse the credit line limit seamlessly for next 2 years, till the customer is paying on time. To incentivize better credit behaviour, the customer is offered reduction in fees and waiver on instalments upon timely repayments. The customer can avail revolving credit line limit up to Rs. 30,000. The APR is between 20% and 28%.
*Interest Rate and fees varies based on customer's current risk profile
Examples of EMI, Fees, Interest rates for quick credit products offered by Kissht loan app
1. Quick Personal loan and Group loan: Salaried customer (low risk) avail quick personal loan of ₹30,000 at an interest rate of 18% with a processing fee of ₹750 for a tenure of 12 months. The APR is 22.91%.
Loan amount: ₹30,000; Interest Rate: 18% per annum; Tenure: 12 months
Interest Payable: ₹3,005
EMI: ₹2,750 per month
2. Online Shopping Purchase loan: For customer buying a OnePlus 8T for Rs. 48,000 at 20% interest rate per annum & tenure of 15 months, Processing fee: Rs.1,200. EMI amount: Rs. 3643/month. APR offered is 24.03%.
3. Revolving Line of Credit: A good self-employed customer can avail a creditline of Rs. 25,000 for a period of 2 years. Over a two-year period, the total fees (includes processing fees and one-time initiation fee) charged is 9%. The interest rate is 18% per annum. The APR for the revolving credit line is 27.54%.
Easy steps to apply for online personal loan and credit line
1. Install Kissht loan app
2. Register with mobile number & accept basic permissions
3. Submit KYC documents for instant credit check
4. Sign online loan agreement from approved NBFCs
5. Get instant loan approval and money is transferred to your bank account
Why Choose Kissht app for Quick Personal Loan and Line of Credit
✔ Approval from RBI-registered NBFCs
✔ Low-interest rates and processing fees
✔ Convenient repayment options for low-cost EMIs
✔ Online personal loan approval in just 5 minutes
✔ No collateral & credit card required
✔ Easy repayment from UPI, Debit Card, and Bank Transfer
Contact our support team for any personal loan queries:
1. Call- 022 62820570
2. WhatsApp- 022 48913044
3. Email- [email protected]
2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, Maharashtra - 400078
Rated for 3+
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