Love Credit : Build Credit Profile & Earn Rewards

Love Credit enables users to build and share their comprehensive credit profile. Using information provided by the you during onboarding, elements of your digital foot print, bank statements uploaded by you and credit bureau reports obtained with your consent, we create a detailed credit map and assigns scores.

Love Credit: Build, Manage and Avail credit while you earn Rewards.

Love Credit Features:
• Build & Manage your Credit Profile, We use Alternate Data, Digital Footprint, Bank Statement Analysis and Credit Bureau Reports.
• Rewards: Earn rewards while you interact with the App, avail offers and invite your friends to join our circle.
• Know trends around your earnings, expenditures, savings and investments with our AI powered analytics.
• Review your financial bureau reports, monitor your credit score and improve your credit profile.
• Avail exciting offers best suited for your requirements

Why Love Credit?
• Credit Score and beyond: We go beyond credit scores to determine your credit eligibility. and hence expand your options and receive better terms.
• All the services are free to our members.
• You create your account once with us and you will be able to receive offers from multiple providers.
• Your data is safe with us, We use industry standard encryption to encrypt and safeguard your data while your data is in transit and at rest.
• We do not share your contact details with anyone without your prior consent, you will not receive any telemarketing calls.

Permissions Required:
Love Credit uses information obtained from various sources to deliver an comprehensive analysis of your creditworthiness. We require certain permissions to obtain this information. Your data will be stored securely and will be used to match your credit profile with various financial products and services which you wish to avail.
• Location:
We collect information about the location to provide serviceability of your account and also help us verify your address and relate the same to the address in KYC documents.
• Phone:
We collect and monitor specific information about your device including your hardware model, operating system and version, unique device identifier, user profile information, mobile network information to uniquely identify your device. This information is used in risk modelling and also to restrict access to your account only from authorised devices.
• Storage:
Allows you to upload KYC documents and bank statements related to your account on Love Credit.
• Contacts:
We collect your contact information to be able to detect and fill in the references in your loan applications and find accounts on the device. We will never contact your phone contacts.

Our Business Model:
Our goal is to democratize access to credit and to eliminate multiple loan applications, you receive recommendations based on your profile and select most suitable products to you.
Your information is shared with lenders only with your consent after you select and apply for a loan.
We gain through our partners: Services to you are free of cost. When you avail financial products through us, we hope to receive some fees from the providers.