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3.8/5 - 34.075 votes

ID: com.lydia

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  • Version:

    Varies with device

  • Update on:

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The description of Lydia - Current account

After having revolutionised payments between millions of people, Lydia is now reinventing their bank account.

In a few seconds you can:
- Pay any contact with a phone number free of charge and securely.
- Request a reimbursement from a friend or share a bill.
- Collect money for all your events with money pools.

Lydia is now revolutionising your current account:
- Spend your money from Lydia via our physical cards or Internet Visa.
- Forget about unpleasant surprises abroad, your payments and withdrawals are free of charge.
- Enjoy contactless, with no limit on the amount, for all your purchases via Google Pay.
- Track your balance, and receive instant notifications for each of your payments and bank transfers.
- Create sub-accounts to better organise your money, or shared accounts to facilitate your spending as a couple, as a roommate or as a family.

But also…
- Secure your internet payments with Internet Cards
- Connect all your bank accounts to Lydia, in order to only use one app.
- Take a personal loan easily

The decision to grant or not a credit as well as the conditions for granting it are defined by our credit partners and depend on several criteria, including income and living expenses.
Before granting any credit, the lending institution will inform the borrower of all the terms and conditions of the credit, such as the annual percentage rate of charge (APR) and the repayment terms.
The loans that can be subscribed via the Lydia application have a minimum duration of 90 days and a maximum duration of 36 months. The minimum APR is 13.90% and the maximum APR is 20.79%. In all cases, the APR cannot exceed the usury rate determined by the Banque de France.
Below is an example of a credit that can be granted:
Credit amount : € 300.00
Credit term : 90 days
APR : 20.33%
Management fees : € 8.79
Instant reception fees (optional) : € 0.30
Amount of fees paid right away : € 9.09
Amount repaid per month : € 100.00
Total cost of credit : € 309.09

100% secure, the Lydia app is developed in Paris by a passionate and independent team, complying with the latest banking and IT security standards. Lydia respects your privacy and the European GDPR directives.
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  • Get it on:

    Go Google Play com.lydia
  • Requirements:

    Android Varies with device+

Lydia - Current account Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2023-03-18
Installs 1.000.000++
File size 87.537.412 bytes
Permissions view permissions
What's new With the latest update of the application, we have given much more space to customer service: a main tab of the application is now dedicated to it. You can find practical information about the application as well as access to your messages with the Lydia team. In this new version, we have reworked the messaging system so that you can easily follow the arrival of new messages and know the status of your conversations.

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