MyMoneyMantra - Credit Score, Loans & Credit Cards

MyMoneyMantra is India's first and very own financial services marketplace facilitating fast and easy Loans and Credit Cards to consumers since 1989. We are a family of more than 50 Lakhs happy customers, 100+ RBI recognized banks, NBFCs & financial institutions, and 2500+ relationship managers. With MyMoneyMantra, finding affordable Loans, Credit Cards, and Insurance cover is easy!

Our App allows you to compare various loan offers from the reputed lenders and get the best deal with an easy and fast online process.

Why do 5 Million+ customers trust MyMoneyMantra?
1) We have a team of 2500+ financial experts with 30+ years of experience.
2) We are partnered with 100+ reputed financial institutions.
3) We already have a trust of our 5 Million+ happy customers.
4) Our state of the art financial services come at no cost to you.
5) We have 100+ bank awards in our kitty earned for our excellent services.

MyMoneyMantra is one stop solution of Free CIBIL Report, Loans & Credit Cards
> Get a Free Credit Report which is updated every month.
> Compare and apply for best personal loan, home loan, loan against property, business loan, gold loan, and home loan balance transfer.
> Compare and get the best credit card offer with amazing rewards and deals.
> Compare Personal Loan Interest Rates of various banks on the MyMoneyMantra App

Free Credit Score → Get free updated credit report every month.

Compare & Apply
→ Compare various loan offers, their
features, interest rates and charges and apply instantly online.
EMI Calculator
→ We also have free online Personal Loan EMI Calculator, Home
Loan EMI Calculator, Business Loan EMI Calculator, & LAP EMI Calculator.

Special Offers:
Get special loans and credit card offers on the basis of credit history.

Our Products
# Personal Loan
# Home Loan
# Loan Against Property
# Business Loan
# Home Loan Balance Transfer
# Gold Loan
# Credit Cards

What makes MyMoneyMantra different?
1) Get your FREE Credit Score and track it regularly every month.
2) A Credit Score is a 3-digit number ranging between 300-900 that shows your financial creditworthiness
3) With a good credit score, you can get a loan or credit card without hassles.
4) A Credit Score of 750 or above is generally considered excellent for unsecured loans and a score above 650 is considered good for secured loans.
5) The MyMoneyMantra App enables you to check your updated Credit Score and provides you with a detailed credit report for free.

Compare & Apply through MyMoneyMantra App:

→ Apply for instant Personal Loans Online & Get instant decision and quick disbursal on approval.

→ Apply for instant-approval Credit Cards

→ Apply for Home Loans with Minimum Documents

App Features
#Compare various loans and credit card offers and get best interest rate, processing fee & other charges.
#Tie-ups with 100+ banks and other financial institutions Pan India, such as HDFC Bank, HDFC LTD, IDFC First Bank, Kotak Bank, RBL, ICICI Bank, SBI, Axis Bank, Bank of Baroda, Yes Bank, Citibank, PNB Housing, Bajaj Finserv, MoneyTap, EarlySalary, Cashe, Paysense, U GRO, Federal Bank and others.

Important Points to consider before applying for a Personal Loan:

* Loan Amount: Minimum 10,000 to Maximum 50 Lakhs
* Repayment Tenure: Minimum 12 Months to Maximum 60 Months
* Rate of Interest / Annual Percentage Rate (APR): Minimum 10.5% to Maximum 30%
* Processing Fees: Rs. 500 to Rs 2.5% of the Loan Amount

Example:

Personal loan of Rs. 5 lakhs at an interest rate of 10.5% for tenure of 5 years, the EMI will be Rs. 10,747. The total payout here would be:

Principal Amount: Rs 5,00,000
Interest Charges (@10.5%): Rs 1,44,817
Loan Processing Fees (@2.5%): Rs 12,500
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total Amount paid after 5 Years: Rs 6,58,017

*Interest rate and processing fees varies as per your product depending on the lender's policy.