PrefinPay - Paylater & Loan

Prefin is a Pay Later app that gives you up to ₹10,000/- credit for UPI payments. You can use this credit to pay both online and offline merchants that accept UPI payments. Then you pay Prefin back twice a month. It’s just that simple. 

As we integrate new partner every user need to pay first emi now from there upi. Like if user take 5000 Loan then if he choose 9 month tenure then interest will be 400. 5000+400(Interest)=5400. And every month emi is 600/- User need to pay 600 now rest emi will taken on every month 5th Day.

Instant Credit:

Prefin is like a UPI credit card. Get up to INR 10,000/- approved in less than 14 hours and enjoy the ability to buy now pay later.
→ 100% digital
→ Instant approval
→ Up to 10000 limit
→ Zero interest
→ Pay us later

So go ahead, UPI Now and Pay Later.

→ Shop online
→ Shop on credit and paylater (only twice a month)
→ Say goodbye to interest fees
→ Pay via UPI, with the benefits of a credit card
→ Repay via PhonePe, Google Pay, Bhim UPI, Paytm

How to use Prefin?

→ Download the Prefin UPI App
→ Sign up in the app
→ Get instant approval
→ Start using the BNPL App

What is Prefin?
Prefin is a UPI pay later app. It acts like a digital credit card for UPI. It gives you credit which you can use to pay online and offline.

Whom can I pay using Prefin?
You can pay online and offline merchants who accept UPI Payment methods.

When do I have to repay back?
Bill is generated on 15th and the last day of every month. You can repay within 5 days of bill generation.

How to repay?
You can use any UPI app to repay us. On the app go to settle the bill, choose the UPI app of your choice like PhonePe, GPay, Paytm, Amazon Pay and repay in 1 min

Soooo… why do I need a UPI credit app again?

→ Look, it’s pretty straightforward. Prefin combines the best of both worlds - The speed of UPI and the convenience of credit cards.
→ We’re focused on being the fastest UPI app out there. The Prefin UPI App simply saves you time.
→ You don’t have to enter a UPI PIN for smaller transactions.
→ Your bank statements stay sleek. We mean, really sleek. Just two statements a month sleek.
→ Zero-interest charges on your UPI credit as you buy now pay later.
→ You only pay late fees if you forget to pay your bill on time, but we know you won’t :)

[ To get limit or loan user need good credit history and also score]

💙 Prefinpay is brought to you with love, by team Prefin & Capital float 💙