Quick Instant Loan At Low EMI

💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.25,000 - Rs.5,00,000. 💰

We provide hassle-free personal loans to all job profiles like software engineers, accountants, retail store employees, nurses and more with monthly salary >= Rs.20,000.

💰 Key Points:
- Interest Rates (APR, Minimum to Maximum): 16% to 32% per annum
- Maximum APR: 32%
- Repayment Period (Minimum to Maximum): 6 to 36 months
- Processing Fee: 2-4% of loan amount

Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%

📝 Prominent Disclosures:
- All loans are provided via RBI registered NBFC - 'Upwards Capital Pvt Ltd' & our other RBI registered co-lending partners eg. Aditya Birla Finance Limited, HDB Financial Services Ltd, Incred Capital Financial Services Pvt Ltd, Protium Finance Ltd, PayU Finance India Pvt Ltd etc. (More details here
a. RBI Licence https://bit.ly/3oKV80X
b. Co-lending partners https://upwards.in/our-lending-partners, https://bit.ly/2MUxqCa)
- We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy.
- We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy)

🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals on personal loans
✔️ No Paperwork. Everything from the mobile app.
✔️ Only PAN, Bank Statement & Salary slip are required.
✔️ Quick loan disbursal in 1 Day
✔️ Minimum interest rate

🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards & robust protocols which have been tested and certified.
- Detailed privacy policy here https://upwards.in/policy

👍 Eligibility:
- Salaried employee > Rs.17,500/ month
- Age above 21 years and below 50 years

🏠 Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad, Ranga Reddy
- Ahmedabad
- Jaipur, Indore
- 100+ more cities

🤝Upwards Quick Personal Loans are for:
- Home construction & renovation
- Family functions & weddings
- Self-improvement (Skill-training course fee financing etc.)
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan repayment

📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Approval will be communicated within 1-2 hours
- After that, we will process the loan agreement and you will get loan amount

✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the employer, job stability, total work-ex etc.)
- CIBIL Score > 625
- Purpose of your loan and its authenticity

❌Your loan will be rejected if:
- You provide false information about your income and obligations
- Apply for an amount which you cannot afford and comfortably repay
- Past EMI payment (Credit) history is not up to the mark.

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