Mkopo Extra

Join millions of satisfied Mkopo Extra customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.

How simple is the process?

• Download the Mkopo Extra app

• Fill out our quick loan application in the Mkopo Extra- Instant Loans to Your M-Pesa mobile app

• Verify your identity through our secure system

• Get cash sent directly to your Phone in an instant

Our offer:
1. Minimum Loan Amount: 500 Ksh.
2. Maximum Loan Amount: 50,000 Ksh.
3. Minimum Loan Term: 91 days
4. Maximum Loan Term: 365 days
5. Interest rate: 26% APR
6. Service Fee: Sh.(91-100)
7. Loan request: Need to be at least 18 years old or above

Here is some of the lenders we have summarized their rates, requirements and other important information:

**For a representative example: If the loan amount is Ksh.2000 the total Interest should be 2000 Ksh * 26% = 520 Ksh.
We deduct the processing fee from The Loan Provided. Therefore if paid Ksh.91 for application, total repayment amount will be Ksh.(2,000 + 520 - 91) = Ksh.2,429.00

How do I repay my loan?

• Repay your loan with your phone number which you sign up with

• You can pay in full or make partial payments, anytime on or before your due date


The benefits of Mkopo Extra Instant Loans to Your M-Pesa in-app features at your fingertips:

• Personal security PIN to ensure protection

• Track your credit with My Mkopo Extra- Instant Loans to Your M-Pesa Status

• Easy repayment schedule that keeps you on track with your payments

• Millions of Mkopo Extra- Instant Loans to Your M-Pesa customer success stories to inspire you on your journey


Have questions? check out our FAQs

Ready to get started? Download the Mkopo Extra- Instant Loans to Your M-Pesa app and apply for a loan today.


Privacy and permissions: When you download Mkopo Extra- Instant Loans to Your M-Pesa, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.

Contact Us:
For any queries, feel free to reach us via email at [email protected]