Wealthify Saving & Investments

Invest with Wealthify to make your money work harder.

Wealthify makes investing easy and affordable, whether you’re building a nest egg for your kids with our award-winning junior investment ISA or planning for retirement with our SIPP. *Capital at risk. Results may vary.

Our Investment Plans are built and managed by our expert team. Download the app to start your investment journey.


Why Invest with us?

• Open a GIA, ISA or Junior ISA from £1
• Prepare for retirement with our personal pension from just £50
• 5investment risk levels to choose from
• Investments managed by our experts
• Check your performance 24/7 in our app or online
• Easily transfer existing ISAs, Junior ISAs and Pensions to Wealthify
• Ethical Investment options for all products (Stocks & Shares ISAs, Junior Stocks & Shares ISAs, General Investment Accounts and SIPPs)

Affordable Investing

Open an Investment ISA, Junior ISA or GIA from £1 and invest for retirement with a private pension from £50. Use our pension calculator to see what your returns could be. We have transparent costs and a low average annual management fee of 0.6%. We keep all investment costs (including fund charges taken directly by the fund provider) to a minimum, so you keep more of your money.

Investing made simple

Open an investment account or private pension in 10 minutes. Decide how much to invest and pick a risk level to suit you. Our experts will build your Investment Plan, diversifying it with shares, bonds, property and commodities from around the globe.

No investing experience needed

Five investing styles for Junior ISA, ISAs, SIPP and GIAs, from cautious to adventurous, letting you choose a risk level you're happy with. Track your investments' performance on Wealthify's investment dashboard - online or in app - and see where your money is invested. Follow your pension investments and plan for your retirement with ease, adding to your pension how and when you want.

Easily transfer investments
We can combine your pension investments into one. Transferring pensions is easier than you may think. Provide details of your pension providers with reference numbers, and we'll talk to your old providers and move the funds into a Wealthify Pension. Choose an investment risk strategy for your pension and decide if you want an Ethical Pension Plan. Then sit back as our investment experts build your SIPP Investment Plan.

Award-Winning Investing Platform

• Winner of Best Junior ISA in the Personal Finance Awards three years in a row
• 2022 Boring Money Best Buy ISA, JISA, Sustainable Investing, Beginners, and Customer Service
• Digital Wealth Management Provider of the Year, Moneyfacts Consumer Awards 2022
• Best Investment Platform for User Experience, YourMoney Investment Awards 2022

Safe & Secure

We take security very seriously. We keep your personal information safe with TLS encryption and never share it. Secure your investments with a PIN, Face ID or Touch ID (on enabled phones). Our customer care team is available on live chat, phone or email if you need any help. Wealthify is authorised and regulated by the Financial Conduct Authority. Your investments are held in custody by Winterflood Securities Limited, who hold the funds for our ISA and General Investment Accounts, and Embark Investment Services Limited, who hold the funds for our pensions. Wealthify is backed by leading global financial services provider, Aviva.

We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. We regret we cannot accept US citizens. All figures displayed are for illustrative purposes only and are not an indication of future returns. Wealthify does not offer advice. Tax treatment depends on individual circumstances and may change. ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested.

Projections shown in the app are only forecasts and not a reliable indicator of future performance.