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Loan term
Our convenient application displays companies that issue loans for a period of 61 - 365 days and are accredited by the Central Bank of the Russian Federation.


Information about the total cost of the loan and an example of calculation:

The minimum interest rate is 10% per year.

The maximum annual interest rate is 365% per annum. Interest and penalties accrued under the Consumer Loan Agreement may not exceed two times the loan amount.

Example of calculating the interest rate of a loan
An example of calculating the interest rate of a loan of 15,000 rubles. for a period of 75 days
The interest rate for using a loan for 75 days is 1% per day (365% per annum). The total cost of the loan is 365% per annum.
The amount of interest accrued for 75 days of using the loan is 11,250 rubles.
The amount to be returned is 26 250 rubles.
Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1,500 rubles.
A penalty on the loan amount in the amount of 20% of the loan amount is charged for the delay in repayment of the loan for 10 days - 82.1 rubles.
The amount to be returned in case of violation of the loan repayment period and accrued interest for 10 days - 27,832.1 rubles

Interest rate
- The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35%, and the minimum is 3%.
Annual interest for using the Credit - min 1%, max 31%.
- In case of violation of the terms, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the amount of the Loan;
- Extension of the Loan is possible upon timely notification of the Lender and payment of interest for the primary term of the Loan. There are no additional fees for extending the Loan.
- the minimum annual interest rate is 10%;
- maximum annual interest rate - 365% (which already includes the lending rate, as well as commissions and other expenses for the year).


Borrower requirements:
• age from 18 years;
• citizenship of the Russian Federation;
• having a passport

Loan repayment period: from 61 to 1826 days (including prolongation)

Interest rate from 10% to 360% per annum

Consequences of non-payment:
The amount of the penalty is 0.10% of the amount of delay per day and not more than 10% of the loan amount.

PJSC "SOVKOMBANK" License of the Central Bank of the Russian Federation No. 963 Address: Kostroma, Tekstilshchikov Ave., 46
PJSC CB VOSTOCHNY License of the Central Bank of the Russian Federation No. 1460. Address: Blagoveshchensk, per. St. Innocent 1

List of credit institutions:
PJSC "MTS-BANK". License of the Central Bank of the Russian Federation No. 2268. Address: Moscow, Andropova Avenue, 18, building 1