스마트주택금융

‘Korea Housing Finance Corporation’, the best housing finance institution that grows with the happiness of the people

[Smart Housing Finance Service Overview]

Smart housing finance is a service provided by the Korea Housing Finance Corporation, which provides smart services such as application, inquiry, and repayment for customized products such as mortgage loans (Bogeumjari Loan, stepping stone loan), housing guarantee, housing annuity, and credit recovery support. It is a smartphone app.

[Contents of smart home finance app service]

- Main menu -
■ My HF
ㅤ• You can check the details of the mortgage loan, home guarantee, and housing annuity you have applied for.
ㅤ• In addition to loan repayment, it is also possible to change the payment date, change the payment account, and apply for deferment of principal repayment.

■ Application
ㅤ• Need money to buy a house? Apply for a low interest rate Bogeumjari Loan, a stepping stone loan for owning a house.
ㅤ• Do you need Jeonse funds? Check the guarantee limit and loan limit, and apply for a Jeonse loan.
ㅤ• Need money for old age? Apply for a state-guaranteed housing pension.
ㅤ• Do you need credit recovery in relation to the company's debt? You can inquire about the application and debt details of KDHC's own repayment programs such as debt adjustment and installment repayment.

■ Simple document submission
ㅤ• Submit documents easily using the scraping function.
ㅤ• Submit documents easily using the mobile scanner function.
ㅤ• Proceed to consent to the provision of spouse information and consent to the provision of information to third parties.

■ Customer service
ㅤ• Notice: Check the notice of the corporation.
ㅤ• Find a branch: Quickly find a construction branch with a map.

■ Certification Center
ㅤ• It is possible to manage the import and export of joint certificates, change passwords, etc. by interworking with the Internet financial service of the corporation.
ㅤ• Convenient login is possible through bio-authentication (fingerprint) and simple password authentication (PIN) number registration.

■ Estimated amount inquiry
ㅤ• You can inquire about the estimated amount of Bogeumjari Loan, Stepping Stone Loan, Home Guarantee, and Housing Annuity.

■ App permission information guide
In accordance with Article 22-2 (Agreement on Access Rights) and Enforcement Decree of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.
ㅤ① Required access rights
ㅤㅤ • Storage space: Required for storing and retrieving certificates and uploading documents.
ㅤ② Selective access right
ㅤㅤ • Camera: Used for document shooting and QR code recognition.

※ You can use the smart home finance service even if you do not agree to the optional access right, but there may be restrictions on the use of some necessary functions, and you can change it in the [Smartphone Settings > Applications > Smart Home Finance > Permissions] menu .

※ You can use the service once, after registering the joint certificate.