햇살론 (생활자금대출,긴급생계자금대출,대환자금대출)

It is a government-guaranteed loan to reduce the loan burden of the common people.

If you have an existing high-interest loan, you can use a government-supported product such as Sunshine Loan.

If you repay, your monthly interest payment will be reduced by 30% or more.

The repayment method is a repayment method in equal installments of principal within a maximum of 60 months.

Anyone who has proof of income from office workers, business owners, and freelancers can apply.

The limit may change depending on your credit rating and income.

You can quickly check the loan limit and interest rate with no visits and no documents!

(Loans for living expenses .Emergency livelihood loans .Loans for large patients. Loans)

Acceptable loan products.

- Sunshine Loan Loan for Employee
- Business Sunshine Loan Loan
- Freelance Sunshine Loan Loan
- Loan between office workers
- Business sidedol loan
- Freelance sidedol loan


Loan interest rate: 8-9% per annum
Loan limit: up to 30 million won (livelihood loan + repayment loan)
Loan term: at least 3 or 5 years
Overdue interest rate: Loan interest rate +3.0% added (However, the delinquent interest rate cannot exceed 20% of the legal maximum interest rate)
Example of total loan cost: 15 million won 5 years (60 months) interest at 9.61% per annum, total repayment amount 18,663,812 won
Total loan interest: 3,663,812 won

*Guarantee fee paid to the Korea Credit Guarantee Foundation, self-service fee (when using service)
There are no additional charges other than the remittance fee.*




We do not charge brokerage fees related to loans.

※ When using loan products, your credit rating may decrease.
※ If your credit rating declines when using a loan product, additional loans may be restricted, or you may experience disadvantages such as an increase in loan interest rates or a decrease in the loan limit.



The loan entrusted company cannot demand or receive a separate fee from the customer under any circumstances.