Carlo App

Carlo is a payment app that rewards you for shopping and eating at local businesses. Carlo empowers you to become an active contributor to your local economy.

Download the Carlo app and register in less than 2 minutes. Pay using QR code and receive 5% cashback in your virtual wallet. You can accumulate cashback and spend it at any participating local business of your city.

- Discover great businesses in your city
- Contactless payment using QR code: link your bank card for fast and secure cashless payment
- Get rewarded with cashback for contributing to the local economy
- Track your expenses and see how much you are spending on things like restaurants and groceries

Currently, Carlo is only available in the Principality of Monaco and the city of Valladolid (Spain).

Your personal data is safeguarded as per Monaco’s data protection requirements.

Carlo is backed by Lemonway, a payment institution licensed by the ACPR – Banque de France.