PERA LOAN

【Product Briefing】
PERA LOAN, based on big data, through data collection, analysis and application, provides the young generation with more convenient credit services while lowering the barrier and costs of consumption upgrade for young consumers.
 
【Product Characteristics】
1.    Easy access and low barrier: zero pledge and zero guarantee, borrow the money with only your ID card;
2.    Mobile loans at your convenience: borrow the money via your mobile phone without any personal interview;
3.    Loan assurance and guarantee: users’ privacy guarantee;
4.    Installment system without any other worry: with the installment system, the money can be paid back in 24 phases given the longest term with zero interest rates and extremely low service charges;
 
【Content Outline】
【loans, money lending, credit rate and installment bills】one-stop service to get all things done! Plenty of hot special VIP channels and 30-minute fast money delivery to solve your money problem! There is no barrier and no pledge need at all! You can get the money easily only with your ID card and get your own credits. Plus, the credit evaluation is also available.

Note:
Tenor: 1 week - 6 months
Max annual interest:36%/year
Service Fee:3% - 23% * Amount of Principal

Example: 30day loan; 16% service fee (on-time repayment)
Amount of Principal: PHP 5,000
Amount of Service Fee: PHP 800
Amount of interest:PHP 700
Total: PHP 6,500

company address：the East Tower of the Philippine Stock Exchange Centre, Exchange Road, Ortigas Center, Pasig City