Indiabulls Dhani Dukaan - Instant Line of Credit

Indiabulls ventures brings to you Dhani Dukaan app which offers you 2 unique offerings:
a) Instant Line of Credit
b) Online Ledger (bahi khata) for your each customer

Now, you can sell more by offering credit to your regular customers with line of credit from Indiabulls Dhani Dukaan and manage the ledger on your mobile App for each customer, efficiently.

Advantages for becoming Dhani Dukaan:
a) Instant Line of Credit up to ₹ 1 Lakhs, anytime, anywhere
b) Flexible Tenure Options from 6 month to 36 month
c) Build loyalty with your valuable customers, stay ahead of competition
d) Increase your sales by offering credit services to the customers
e) No collaterals required
f) Interest will be applicable only on the amount used
g) Dhani Dukaan can increase the purchasing power of your customer and thus consumption
h) Interest rates starting as low as 1.99% p.m.

How it works
Step 1: Download the Indiabulls Dhani Biz app to get registered as a Dhani Dukaan
Step 2: Get instant line of credit sanction
Step 3: Start given credit to your customer

Documents required:
a) PAN card
b) Valid Address Proof: Aadhaar, Passport, Driving License, Voter ID, Sales Deed Agreement, Rent Agreement, Bank Statement or Electricity Bill
c) Business Existence Proof: Shop and Estb. License or GST registration certificate
d) Property Ownership Proof (if owned): Property tax receipt, Electricity Bill, Registered Sale Deed, Allotment letter from Devlp. Auth, Society Share Certificate, 7/12 extract, Index II, Name Change / Mutation Certificate, Sanctioned/Welcome letter(Home Loan)

Free online Ledger (bahi khata) for your each customer:
a) Access to free Mobile app for managing bahi khata online
b) Maintain separate online ledger & transaction history for each customer, individually
c) Record customer purchases/payment on the click
d) Take online approval from customer to validate transaction
e) View customer transaction history and payment details on the go

Indiabulls Dhani Dukaan brings you a transparent way of managing credit to your customer. So no more use of paper, pen and calculators and keep all records on your figure tips with Dhani Dukaan.

An instant Payout upto Rs. 20,000 will be credited in your bank account at the time of onboarding. This Payout is helpful to start giving credits to customer and grow business. You will receive 80% of the credit value in your bank account, everyday. This value could be as low as Rs.1000. You need to pay interest only on amount credited in your account and not on unutilized limit of line of credit.