Sonko Mkopo Extra

Join millions of satisfied Sonko Mkopo Extra customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.


How simple is the process?

• Download the Sonko Mkopo Extra app

• Fill out our quick loan application in the Sonko Mkopo Extra mobile app

• Verify your identity through our secure system

• Get cash sent directly to your M-Pesa in an instant


Sonko Mkopo Extra offer:

1. Loan Amount: 500 Ksh ~ 70,000 Ksh

2. Loan Term: the shortest tenor is 91 days, the longest is 365 days

3. Interest rate: 16% APR

4. Service Fee: 0%

5. Loan request: Need to be at least 18 years old or above


**Example: If the loan amount is 6000 Ksh, the loan term is 180days, and the Interest rate is 16%, the total Interest should be 6000 Ksh * 16% = 960 Ksh.


How do I repay my loan?

• Repay your loan with M-PESA Xpress the phone number you sign up with

• You can pay in full or make partial payments, anytime on or before your due date

• Easy repayment schedule keeps you on track with your payments


The benefits of Sonko Mkopo Extra in-app features at your fingertips:

• Personal security PIN to ensure protection

• Track your credit with My Sonko Mkopo Extra Status

• Easy repayment schedule that keeps you on track with your payments

• Millions of Sonko Mkopo Extra customer success stories to inspire you on your journey


Have questions? check out our FAQs

Ready to get started? Download the Sonko Mkopo Extra app and apply for a loan today.


Privacy and permissions: When you download Sonko Mkopo Extra, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.



Contact Us


For any queries, feel free to reach us via email at [email protected]