Mkopo Extra

Join millions of satisfied Mkopo Extra customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.

How simple is the process?
• Download the Mkopo Extra app
• Fill out our quick loan application in the Mkopo Extra mobile app
• Verify your identity through our secure system
• Get cash sent directly to your M-Pesa in an instant

How do I repay my loan?
• Repay your loan with M-PESA Xpress the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date

The benefits of Mkopo Extra in-app features at your fingertips:
• Personal security PIN to ensure protection
• Track your credit with My Mkopo Extra Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Ocash Extra customer success stories to inspire you on your journey

The reliable Loan App Mkopo Extra offers:
1. Loan Amount: 500 Ksh ~ 70,000 Ksh
2. Loan Term: the shortest tenor is 91 days, the longest is 365 days
3. Interest rate: 16% APR
4. Service Fee: 0%
5. Loan request: Need to be at least 18 years old or above

For a representative example for Mkopo Extra of KSh 3,000 for 61 days APR equals 0% (calculated on 1.05.2019); total loan amount: KSh 3,000; annual interest rate 0%; total loan cost KSh 0, including: Commission KSh 0, Interest KSh 0; installment amount: 2 installments for KSh 1,500.
Minimum and maximum period for repayment: 61 days. Minimum Annual Percentage Rate (APR): 0%. Maximum APR: 35.28%

Have questions? check out our FAQs
Ready to get started? Download the Mkopo Extra app and apply for a loan today.

Privacy and permissions: When you download KwikCash, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya. We take privacy very seriously and your personal information will never be shared without your direct permission.



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For any queries, feel free to reach us via email at [email protected]