MyToast–Get paid on your terms

Get paid after every shift with Toast PayOuts(1,2)

Take control of your finances, and say goodbye to waiting between paydays. Download the MyToast app to order your Toast Pay Card and get instant access to a portion of your tips and wages, for free.(2,3)

How it works:

Tips and wages available for Toast PayOut will appear in-app after your shift(1)
Select the amount of money you want. No cost to use(3)
Spend instantly, anywhere Mastercard® is accepted

Toast Pay Cards don’t require extra personal information or a bank account. You can only access this product through your employer.

Toast Pay Cards are issued by Sutton Bank, Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Toast PayOuts are funded by a 0% line of credit issued to employers by Toast, Inc. or WebBank, as set forth in the employer's Credit Agreement. Toast and WebBank each reserve the right to change or discontinue this program at any time. Toast Pay Card and PayOut is not available in all jurisdictions and is available to Toast Payroll customers only.

(1) Access is typically available instantly after the employee's shift; however, if restaurants tip pool using Toast Tips Manager, Toast PayOuts of tips are available after the tip pool is approved and sent to Toast Payroll, typically the next calendar day.

(2) Toast PayOuts are limited to a portion of wages and tips to help account for estimated taxes, withholdings, and deductions. Tip PayOuts are not available at restaurants that tip pool without using Toast Tips Manager. Employees must receive wages via the Toast Pay Card in order to access Toast PayOuts. Tips will be paid to employees on the Toast Pay Card as though they were receiving them in cash. Wages will be advanced by employers during the pay period and deducted from their total wages paid to them on payday.

(3) Toast Pay Cards do not have any associated ATM withdrawal or other fees; however, third-party ATM operators may charge a fee unless the cardholder uses an ATM within the MoneyPass® Network, and third-party financial institutions may charge a fee for over-the-counter withdrawals unless the institution is a Mastercard® member bank. MoneyPass is a registered trademark of Fiserv, Inc.