HandyLoan

Loan period: 91days(shortest) - 270 days(longest)
Loan amount: PHP1,000 - PHP12,000
Serive fee: PHP50-PHP200
interest rate: 15% - 25% per year
APR: 27.0% - 35.0%
For example, if you want to borrow PHP1,000 for 91days, the interest is 15%, service fee is PHP50. You will receive 1000-50 = PHP950, the total repayment should be 1000+1000*15%/365*91 = PHP1037. The APR is (1037-950)/1000/91*365= 35.0%
if you want to borrow PHP12,000 for 270days, the interest is 25%, service fee is PHP200. You will receive 12000-200 = PHP11,800, the total repayment should be 12000+12000*25%/365*270 = PHP14219. The APR is (14219-11800)/12000/270*365= 27.0%

Who can apply HandyLoan?
1.Philippine citizen at least 18 years old.
2.Valid phone number.

How does HandyLoan work?
1.Download and register via phone number.
2. Fill in the information.
3.Get peso transferred to your bank account or pick up it at the pickup centers.

How about us?
HandyLoan believes credit will bring a better life, who has always been focused on offering professional and reliable finance service to Filipinos based on mobile internet security technology and big-data analysis innovation.

How to contact us?
Talk to Us in HandyLoan App. We promise you a quick and useful response.
Address:Unit 701A Salcedo builders Center Building, Legaspi Village, Makati City.