Smart Cash Loan

Smart Cash Loan is a personal loan platform developed by Smart Money Team

[Product Characteristics]
Loan Amount: 10,000-150,000 INR. The specific amount is determined by the application evaluation.
Low Interest Rate: Annualized rates, up to 16.2% and as low as 8%
Short Processing Time: Low loan threshold, fast audit and approval speed - even as fast as 3 minutes!
Loan Term: 4 months - 12 months
Age requirement must be 21 or above

A fee will be charged before approval , that is, ₹0-₹588, depending on the risk profile and membership level provided by the customer.

[Example]
If the loan amount is ₹50,000, the interest is 16.2% per annum, and the term is 120 days; after deducting other expenses

Annual interest=₹50,000 x16.2%=₹8100

Monthly interest=₹50,000 x1.35%=₹675

Applicable fee = ₹588 (including 18% GST)


[Who can apply for Smart Cash Loan]
Indian Citizen
Age above 21 years
PAN ID
KYC Address proof
Valid Bank Account




[Benefits and risks]
1. Repay on time, get a higher amount and tenure, and low interest
2. According to compliance requirements, your payment behavior will be shared with credit rating agencies; may increase/decrease according to your credit score

[How to start]
1. Install the app
2. Register with your mobile number
3. Fill in your basic details
4. Upload KYC documents, address proof and PAN card
5. After submission, you may receive a phone call for verification. The final application result will be displayed in the APP, if approved, SMS will notify you.

Before applying for a loan, please make sure that you have read and understood our privacy policy and terms of service-also available in our app.
There is no guarantee for the service we provide. If you are not satisfied with our terms, you reserve the right to stop using the service.

[Privacy and Permissions]
All your data is well encrypted and secured. We do not share or sell your information to third parties without your permission.
Contact us [email protected]