Cash Loan Personal Credit Loan

Credit Loan is a mobile based Personal Loan Platform. Users can apply for a Short-Term Personal Loan of up to Rs 22,000 anytime from anywhere.

[Product Features]
Loan Amount: From ₹ 3,000 to ₹ 25,000.
Loan Tenure: 91 days to 182 days, all amounts should be paid up upon the due date
Annual Interest Rate (APR): 34.24% ~ 36%
Processing Fee: 1.5% ~ 3% of Loan Amount (additional 18% GST to be paid)
Processing Time: Up to 10 hours

[Example]
Loan amount: ₹ 10,000
Tenure: 4 months
Interest Rate: 34.24% per annum
Processing Fee: ₹ 150 (1.5%)
GST on Processing and Onboarding Fees: ₹ 27
Total Interest: ₹ 1150.7 = ₹ 10,000 * 0.0951% * 121
EMI: All amount should be paid up upon the due date
APR: 34.24%
Loan amount is ₹ 10,000. Disbursed amount is ₹ 9,823.
Total loan repayment amount is ₹ 11,150.7.


Get safe, fair, convenient and affordable online loans on Credit Loan – Indian’s best personal loan app.

[Advantage]
1. No credit history required
2. Paperless and digital process on your mobile
3. Get 24*7 access to loan anytime, anywhere
4. Efficient Application Review
5. Disburse to your connected account once approved
6. As the credit score grows, the sanctioned amount gradually increases
7. Variety of convenient repayment options

[Eligibility]
1. Indian Resident
2. 21-45 years old
3. Source of a monthly income
4. Must have an active bank accounts

[How it works?]
1. Install the Credit Loan app from the Play Store.
2. Register an account.
3. Select the product you would like to apply for
4. Fill out the contents, then you will sign the agreement and submit the application
5. The final application result will be shown in the APP and you will be informed by SMS if approved.
7. The approved loan amount will be disbursed in the account and a SMS notification will be sent.

[The application requires SMS permission]
We don't collect or store personal SMS from user's inbox.
We only collect financial SMS sent by 6-digit senders which helps us identifying user's financial credit level, help us complete credit risk evaluating, which enable us to provide the appropriate credit analysis to enable faster connect and better service with financial facilities from the regulated financial entities and other service providers available on the platform.
While using the app, it periodically sends the financial SMS information to our affiliate server and to us.

[Location info collection]
We collect and monitor the information about the location of your device to provide the repair-ability of your loan application. We provide loan products that match with user's geographic location to reduce the risks associated with loan applications, and provide pre-approved Custom loan offers. This also helps us to verify addresses, make better credit risk decisions and speed up the Know Your Customer (KYC) process.

We will encrypt your data to protect your privacy.

[Contact Us]
Customer Service Email: [email protected]
Address: 27 Chenthil Bud, Central Bazar Road, Ramdaspeth, Sitabuldi, Nagpur, India, 440010