Income marketplace

Invest in loans and earn passive income on Income Marketplace. We are committed to transparency and investor protection. You can start investing from €10, meaning that almost anyone can put their money to work. And additionally, Income is a commission-free platform. Start building a better future today!

Income Marketplace connects investors and borrowers in a safe and transparent environment. On the marketplace, you can invest in loans issued by loan originators globally. Both retail and institutional investors are welcome.

We are building a platform around safety. Investments can be done manually or using the strategies tool. Just pick your expected criteria and the system will do the rest.

Mobile application is a useful addition to our web marketplace, which you can easily access even on the go. It lets you deposit and withdraw funds, create and use pre-defined strategies, or invest manually. With our app, you can get to your account and earnings overview in seconds, and push notifications will never let you miss important updates.

Keeping investors’ security as the highest priority, we introduced several layers of protection.

Buyback Obligation
All loans come with a buyback obligation, meaning the loan originator will buy back the loan if the borrower is late for more than 60 days. Interest will be paid for extra waiting days as well.
Institutional level security features
We have implemented many safety features that institutional investors use to secure their investments. The Junior Share and Cashflow Buffer protect investors in case of defaults.

Transparency
We disclose openly our team, statistics, and the security and legal structures that we use to protect the investors.