ePaysa - Inclusive Finance in India

We use a proprietary credit scoring algorithm and an aggregator model to assess the creditworthiness of the applicant. Please do not select an aggregator if you do not know them - your application will go on hold. Customers that have taken three loans and have paid back on time are eligible to avail our free accident insurance cover worth One Lakh Rupees.
Our app is available in Hindi and English languages.

Our current offering is a personal line of credit for a period of twelve months. Our APR is 32% and it includes process fee plus interest. Interest for the first month one is waived if the principal due for the month is paid. You only pay interest for the amount that you have taken.

12 Months Personal Line of Credit - EMI is distributed equally across 12 months.
No interest for 1st installment if paid by due date.
Max APR 32% (Process Fee + Interest)
Example: Principal - INR 24,000, APR - 32%, Total Cost of Loan - INR 7680.

We do not collect any location information. Access our privacy policy for more details.