Credy - Personal Loan App

Credy offers a fast and hassle-free personal loans online with an easy paperless process & reliable customer service. From your kid's school education to medical emergencies to refinancing credit card bill - we provide loans for all your life needs. Get loan approval for your personal loan from Rs 10,000 up to Rs 1 lakh. Use our mobile app to track your loan application, repayments and to apply for top-up loans or to repay existing loans. Download the Credy personal loan app now!

Processing time will be around 2-3 working days.

Eligibility
• Salaried employee earning a minimum monthly income of Rs 15000 per month
• No credit history required
• Currently residing in Bangalore, Chennai, Hyderabad, Mumbai or Pune (only selected pincodes in these cities)
• Documents required: address proof & identity proof (PAN card/Aadhaar card)

How to avail an personal loan online from Credy?
• Install Credy loan app from the Play Store
• Apply for loan online. Finish entire application in 5 minutes
• Submit bank statement for automatic salary verification
• Get real-time decision of loan terms
• Digitally sign agreement
• Residence verification
• Cash disbursal directly to your bank account
• Pay back in easy equivalent monthly instalments
• Repay on time, to get top-up loans and improve your credit score

Why Credy?
• Customized personal loan terms based on your needs and financial situation
• Fast, easy, digitized process with simple steps to get personal loan approval
• Affordable, with very reasonable rates.
• No collateral, guarantor, signed photocopies of documents, delays etc
• Transparent updates & loan tracking at every step
• Top up loan, referral bonus, timely payment bonus & sharing bonus
• Great customer service - prompt, helpful & trustworthy
• Approved loan amount directly transferred to bank account

Credy Line
• Pay back EMIs on time and become eligible for disbursal of top-up loans to your bank account
• Withdraw money in 30 seconds directly from the app
• No need to keep track of multiple loans and their EMIs. You get a single EMI to pay back for all loans you have withdrawn.

Customer Support
• Regarding issues/suggestions about app: Email us at [email protected]
• Regarding issues/suggestions about your loan: Email us at [email protected]
• Want to talk to our executives? Happy to talk to you at 080 4680 5616
• Website: https://www.credy.in

Data Security & Privacy
We value your data and privacy and use your information solely for providing you with better products & service and to help you manage your finances better. Your data is never shared publicly.

Summary of terms
Interest rate - Typically 1-1.5% of Loan Amount Per Month
Period of repayment - 3 months - 15 months
Maximum interest rate (annualized, on reducing principal): 30%
Processing fees - 3% of loan amount

NBFC Lender Name: Kalpavitta Finance Private Limited

E.g. Consider a Rs. 50,000 loan with a loan tenure of 9 months at 22% reducing interest rate and 3% processing fee. It will have a monthly EMI of Rs. 6077 and total interest will be Rs 4694 (9.4% of Loan Amount). Processing fee would be Rs 1500 (taxes extra).

Visit us at https://www.credy.in for personal loan. Download the Credy loan app now to avail loan from Credy, get cash in your bank account in 24 hours!