VKash - Instant mloans

Loan Amount: KES1,000 - KES60,000
◉ Loan Term: the shortest tenor is 120 days, the longest is 365 days
◉ Interest rate (maximum): 1.25% per month.
◉ As a peer to peer micro lending and borrowing platform, VKash will charge different origination fees according to the product you choose, which is used for credit score assessment, account management, and M-Pesa payment cost.


VKash makes it easy for you to access credit anytime, anywhere. You can borrow KES1,000~60,000 from VKash Enterprise and receive the cash via M-Pesa. It’s a fast, convenient and reliable way to access credit when you need it.

Privacy and Permissions: When you download VKash, we will ask for permissions to use the data on your phone including your SMS history and other information in order to verify your identity and create a credit score. We take privacy very seriously and your personal information will never be shared without your direct permission.