AntCash - Instant Personal Loan App Online Loan

Instant Personal Loan App Online Loan - Get money from ₹5,000 to ₹20,000

Get an instant personal loan online with zero collateral. Interest rates starting from as low as 1.08% per month for 3 to 36 months. We offer you the benefits of an easy personal loan .

Loan Amounts: ₹5,000 to ₹20,000
APR: 31% to 36%
Example Fees: For a loan of INR 9,000, an interest fee of INR 548, a processing fee of INR 800, and GST of INR 144. No late fees or rollover charges.

RATES AND FEES

Repayment Terms for All Loans
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 90 days. Choose the loan term that’s right for you within the app.

We are India credit line based instant loan app in partnership with leading banks and NBFCs.

How is AntCash different from any other traditional personal loan app in India?

The best feature of AntCash Loan is that you pay the interest only for the amount that you borrow.
Example: Priven applies for a AntCash Loan (credit line) in January, gets an approved credit line of ₹5,00,000 but doesn’t borrow any money for the next 5 months.
In the month of May,Priven withdrew ₹50,000 from his credit limit to pay for a house deposit. Now, the interest will only be charged on ₹50,000. He can then pay this amount back using the flexible EMI options between 3-36 months. Priven still has access to ₹4,50,000 whenever he has another emergency but won’t have to pay the interest on this amount unless he transfers it to his bank account.

What features make AntCash convenient?
- Our credit line gives you instant loans online in a 100% paperless process, no bank visits
- Once your credit line is disbursed by us, you can use any amount from your available credit line

Eligibility
● Minimum age: 22 years or above and below 55 yrs

Documents required
● Aadhaar number
● Identity proof (Driving license/Voter id/Passport/Aadhaar/PAN)
● Original passport photo/selfie
● You can get an instant personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application

Fees
For ₹1,00,000 borrowed for 1 year, with interest rate @ 13% per annum*, a user would pay:
-> Processing fee = ₹499 + GST = ₹588 (Line setup fee to be paid before starting the credit line)
-> Interest = ₹13000
Total amount to be repaid after a year = ₹1,13,588
*Interest Rate varies

How does AntCash work?

Get an instant loan in 4 simple steps:
● Apply on the app and get approved in 4 minutes, create your profile, fill basic information such as age, city, PAN, & income to check eligibility
● Instantly find out your pre-approved amount
● Complete KYC verification after finishing your online application
● Transfer money to the bank account from the approved amount

AntCash Personal Loan Uses
● Phone pe loan - use it as an urgent personal loan, education, medical, wedding, home renovation, mobile, used car, bike or two-wheeler loan, or travel loan
● Borrow money to pay your rental deposit, monthly bills, or lend it to friends as emergency cash
● Buy home appliances, furniture, and electronics by transferring money from one of the fastest instant cash loan online
● Consider it an early salary loan

Security & Protection of Privacy
Data security & privacy is a top priority at AntCash. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified by our partner bank’s IT team.

Contact us: [email protected]