M-Pata Finance App

Apply for credit now and get feedback within 24 hrs

steps to apply

1.download app from store
2.create new account using email and phone number
3.Enter the amount you need
4.submit your application

Loans Details

1. Loan repayment period of between 60 days and 365 days.
2. Loan amounts starting from 250 to 50,000.
3. Interest rate of 8% & a maximum APR of 25%.
4. Top ups with just few clicks.
5. Due date extensions.
6. Limit increase with early or timely repayments.

For example a loan of 500, with interest rate of 8%, the loan amount will be repaid in full in 90 days.
The customer will be required to pay 540 only. No additional charges.

- Loan repayments are made via mobile and are applied instantly (you will receive repayment instructions after your loan is approved).
- You may repay your Loan before the due date and in installments of any amount.
- You may request another loan immediately you settle the current one.

Terms and Conditions: M-Pata Finance App charges a one-time service fee of 5-33%* of principal amount. Repayment schedules may vary and can be up to 90 days. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 85.17-231%. Ocash Extra will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.