OCash - Instant Mloans Anytime

Loan Amount: KES500 - KES80,000
◉ Loan Term: the shortest tenor is 91 days, the longest is 365 days
◉ Interest rate (maximum): 1.5% per month.
◉ As a peer to peer micro lending and borrowing platform, OCash will charge different origination fees according to the product you choose, which is used for credit score assessment, account management, and M-Pesa payment cost.


OCash makes it easy for you to access credit anytime, anywhere. You can borrow KES,500~80,000 from Ocash Investors and receive the cash via M-Pesa. It’s a fast, convenient and reliable way to access credit when you need it.

Privacy and Permissions: When you download OCash, we will ask for permissions to use the data on your phone including your SMS history and other information in order to verify your identity and create a credit score. We take privacy very seriously and your personal information will never be shared without your direct permission.