Saf-Kash

Saf-Kash is an app designed to empower each of its users by offering speedy and very affordable credit solutions.

Join us and access a loan of up to Ksh 50,000 to your smartphone anytime, anywhere.

Saf-Kash Rates and Fees:

Loan Amount: KES 500 - KES 50,000
Loan Term: MINIMUM repayment period is 91 days
MAXIMUM repayment period is 365 days
Effective Annual Percentage Rate(APR) of 26 do apply.
Monthly interest rate : 2.16 percent
Service Fee: Ksh.100

Example 1,
For a loan to be repaid in 365 days :
Loan Amount = KES 16,000
Loan Tenure = 365 days
Annual Interest Rate percentage= 26
Total Interest= KES 4160
Service Fee= Ksh.100
Total Amount= KES 20,260

Example 2,
For loans of ksh. 4,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate ： 26% / 12 = 2.16%
Monthly interest ： ksh 4,000 * 2.16% = ksh 86.4
Total monthly payment ：ksh4,000 / 3 + ksh 86.4 = ksh1419.73
total repayment bill including principle and interest shall be:
ksh 4,000.00 +(ksh4,000* 2.16%*3)+Service fee (ksh.100)= ksh 4359.2
(NOTE: These numbers are just a representation for calculating the rate of interest)

General advice

Don't seek quick m-pesa loans for leisure
Always pre-plan for your loans
Pay loans on time to avoid bad credit loans listings.
Paying your loan on time increases your loan limit
Use your pay day loans for Emergencies alone

Privacy and Permissions:

Saf-Kash verifies your identity and assesses your credits by collecting your full legal name, national ID, Mobile number (Submitted Information).
No loan can be disbursed if the data is missing.
Note that we take your privacy seriously. All your data is well encrypted and secured. We don't share or sell your information with third parties without your permission.

Disclaimer:
We solemnly concur and abide by Google's policies especially on protecting users from deceptive or harmful financial products.
You, personal loan consumers require information about the quality, features, fees, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan.

We do not provide: Mortgages, car loans, student loans, revolving lines of credit (such as credit cards, personal lines of credit).

Please make sure you read and understand our Privacy Policy and Terms and Conditions , which are also available in our app, before applying for a loan.
Our service is provided without any warranty, if you are dissatisfied at any point with respect to our terms, you reserve the rights to discontinue using the service.

Contact us
We’re always glad to hear from you! If you have any feedback, questions, or concerns, please send a private message through our app.