Calculadora de Juros Compostos

Compound interest is the practice of interest on interest. They are, in most cases, used in the financial system, as they offer greater profitability compared to simple interest.

But a fact about compound interest is simple: this is one of the most important investment concepts you need to master.

Interest is a basic concept within finance. A concept that is generally dominated by those looking to venture into the world of investments. However, most people tend to underestimate the way interest works with money and end up getting in the way of investing.


Compound interest

- They are paid to the creditor only at maturity.
- They are increasing over time in real and nominal terms, if the rate is higher than inflation.
- Incorporated in the capital form an upward curve. (e.g. 1000, 1100, 1210, etc.).
- They are like calves that, when they grow up, will generate new calves.
- Technically, there is a delayed enjoyment of interest by the creditor.
- If paid, they do not add to the amount, which does not grow during the period in which they are paid.

Compound interest is the application of interest on interest, that is, compound interest is applied to the amount of each period.