Ocash - Fast loan app in kenya

OCash Instant Loans now are described on our policies as lending money from one individual, organization, or entity to an individual consumer on a non-recurring basis, not for the purpose of financing purchase of a fixed asset or education.

Loan period: 3 months(shortest) - 8 months(longest)
Loan amount: Ksh500 – Ksh65,000
Service fee: 0
interest rate: 18% - 25% per year
APR: 20.0% - 35.0%

Representative example, if you want to borrow Ksh8,000 for 91days, the interest is 25%, service fee is 0. The total repayment should be 8000+8000*25%/365*91 = Ksh8,499. The APR is (8499-8000)/8000/91*365 = 35.0%

Privacy and permissions:
When you download our app, we will ask for a few personal
information in order to verify your identity, creditworthiness and offer you our services.
We take your privacy seriously and thus have ensured that your personal information is well encrypted. This information is used to give you chap chap mpesa loans or check your credibility.

DISCLAIMER
We, OCash do solemnly concur and abide to Google’s policies especially on protecting users from deceptive or harmful financial products.

You, personal loan consumers require information about the quality, features, fees, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan.

Please make sure you read and understand our Privacy Policy and Terms and Conditions – which are also available in our app, before applying for loan.

Our service is provided without any warranty, if you are dissatisfied at any point with respect to our terms, you reserve the rights to discontinue using the service.

OTHER BENEFITS
Low interest & flexible repayment schedule
100% digital process
No hidden charges
More referrals, More rewards
Loans chap chap

CONTACT US
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [email protected].
Odeon House , Latema street, Rm 234 2nd floor
p.o box 1647, nairobi kenya.