Ucash - Fast&Easy Loan; Loan Market in Nigeria

[UCash is only for people over 18 years old]
UCash offers safe, smart, and flexible personal loan in Nigeria. Anyone between 18 ~ 50 can borrow money from UCash anytime for good purposes.

Fees and Interest

- Tenure: Ranges from 180 to 365 days
- Loan Amount: Up to NGN100,000
- APR: Annual Percentage Rate is 10%(lowest)~18%(highest)

For example, if a customer borrows NGN10,000 for 365 days (12 months), the APR is 15%. We would charge the customer NGN10,000 * 15% = NGN1,500 as interest of 365 days repayment period.
Total amount of repayment is NGN10,000 + NGN1,500 = NGN11,500.
As the repayment period is for 12 months
Monthly repayment is NGN10,000/12+ NGN10,000*15%/12 = NGN958.33

[Privacy Policy & Credit Data Processing]
In order to offer you smooth, fast and trustworthy loan service; Also, in order to help you build up a healthy and safe way of using credit, UCash asks for your consent to collect your personal data for credit risk assessment. These data could include Location, Phonebook, Financial SMS, App list, Storage and other information you fill in the application form. These data will only be used for your own good and welfare. UCash is committed to the safety and protection of your privacy, and is strictly comply to the privacy policy listed here: https://api.ucash.loandm.net/H5/html/termsCondition.html

[User Journey]
1) Download the UCash App
2) Agree with user service agreements
3) Fill in your basic information and bind your bank card
4) Loan disbursed to your bank account if the risk model approves your application
5) Repay in time to help you build up your personal credit

[Contact Us]
We're always happy to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [email protected]

- Address： Fure 110, Karimu Kotun Street, Victoria Island, Lagos, Nigeria