APProva | Banco Montepio

The APProva app is Banco Montepio's strong – even stronger – authentication system. A standalone application, complementary to Digital Channels and Payment Methods, for private customers and companies that further reduces the risk of fraud in online transactions.

Your safety is important to you and to us. Download the APProva app and join in just 4 steps:

Step 1:
Go to bancomontepio.pt/approva and click on "Join", to start the process of joining the APProva app.

Step 2:
Enter your TIN and your mobile number. If you are a Company user, enter the NIPC as well.

Step 3:
Accept the Terms of Service and certify your data by entering the code sent to you by SMS.

Step 4:
With App APProva, read the generated QR Code. If you are browsing the same device on which you want to complete the registration, just select the APProva app.


Replaces SMS 3D Secure for online purchases with cards.

Approval transactions is now easier and even more secure. And thinking about transactions that require two or more authorizations, the APProva app is prepared to support multiple devices and users.

Start APProvar now. Learn more at bancomontepio.pt.

For any clarification of doubts or suggestions, we are available by calling (+351) 21 724 16 24, with personalized service every day from 8:00 am to 0:00 am. Call cost according to the telecommunications tariff contracted for the national fixed or mobile network.