Do you want to manage your pension without having to go to the bank? frankly gives you as a saver full control over your pillar 3a. Saving for retirement: with no minimum commitment and starting from CHF 1.

Download the pillar 3a app free of charge now and get started.

You already have a pillar 3a? Using the app makes sense for you too. frankly is half the price of comparable securities savings offers (Source: moneyland.ch). You can directly transfer your pillar 3a to frankly in just four steps.

The advantages of frankly:

Open an account in just a few minutes
All you need is a smartphone and an ID card and you’re ready to go. Needless to say, we’ll help you every step of the way.

Simple & understandable – entirely online
With frankly you can manage your 3a retirement planning in the app and check your performance at any time.

Deposit as little as CHF 1
You decide yourself how much you want to deposit. There is no minimum deposit and no minimum term.

You save on taxes
With every franc you pay into your pillar 3a, you reduce your taxable income up to the maximum amount and so save on taxes! This means you benefit twice over.

Investment products chosen by you
The main goal is to build up your savings. With your strategy you decide how much risk you are willing to take and how much value you want to place on sustainability.

Easy to switch
Do you already have an existing pillar 3a? We offer you an easy and free transfer service. We pay your transaction fees and account closing costs (applies to transferring pillar 3a accounts from bank foundations).

frankly is cost-effective
Saving with securities with frankly is half as expensive as with comparable offers (Source: moneyland.ch). Please note that indexed investment products incur in particular issuing and redemption fees payable to the fund, which are not included in the all-in fee. You can find a more detailed definition of the all-in fee in the FAQ.

Our community discount
The more pension assets managed by frankly, the cheaper the all-in fee becomes for everyone. As more users join, frankly becomes even more affordable. Planning your private pension like this is fun.

Security and experience
frankly was developed by Zürcher Kantonalbank for its pension foundation.

Further information on the pillar 3a app, including pension calculator: www.frankly.ch